See what IVF really costs in minutes, not weeks of phone calls.
It's a lot to figure out, and most people start knowing very little. Ask Gaia anything about IVF in plain English — costs, insurance, your odds, what to do next. No question is too basic.
Or get your free quoteYour AI Guide
Your insurance picture
We help you decode your benefits so you know exactly what's covered, what's not, and what to ask your HR or insurer.
Your financing options
We surface loan products designed for fertility treatment and show estimated monthly payments for your situation.
Real pricing, upfront
See transparent procedure pricing at partner clinics near you, so sticker shock doesn't catch you off guard.
Two ways to get answers. Both free.
Ask your questions now
Ask Gaia anything. Get instant, specific answers about insurance, financing, and clinic costs, any time, no appointment needed.
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Answer a few quick questions and get a personalized estimate of your costs and fixed monthly payment, instantly, no call required.
Real stories
from real people
Gaia was the first company that would actually give me an actual number of how much the process would cost without me paying $300-$400 just for an initial consult. There is a ton of gatekeeping in this industry where you have to pay $300 just to even hear what the prices are to meet with a doctor you might not even like. I highly recommend at least speaking with Gaia because there are some of the only people in the industry who are willing to talk to you for free, and are genuinely very kind and helpful.
I can't thank Gaia enough for making my IVF journey run smoothly. They alleviated the stress of the finances. Every communication I have had has been excellent, so friendly and helpful.
My experience with Gaia has been amazing. IVF and infertility are really hard, mentally, physically, emotionally, and financially. In a business that really likes to nickel and dime patients, Gaia has not done that in my experience.
Navigating fertility treatment is overwhelming on its own, but having to pay completely out of pocket added a tremendous amount of stress. Gaia stepped in and truly eased my mind, and helped structure a plan that allows me to move forward with peace of mind. If you’re paying out of pocket, Gaia is a game changer.
Absolutely amazing!!! IVF is stressful enough without having to worry about money on top as well, Gaia has been a god send. Lovely people who are really supportive and always go above and beyond. Ever so grateful to have found these guys, can’t recommend enough.
From the moment I requested info about Gaia, they have been really respectful and compassionate towards my wife and I as we go through the difficult process of IVF. Gaia has taken all the stress and worry out of the financial burden with our doctors. Gaia has been a true blessing.
Highly recommend Gaia for IVF, particularly if cost is a concern. The team is incredibly attentive, informative, and supportive, exactly what you need for this major journey.
Really supportive, genuine people who care and help you throughout your fertility journey. They made everything seamless and stress free when IVF is such a difficult time.
Fantastic experience from start to finish with Gaia. Everyone I have had contact with has been really communicative, empathetic and friendly through a long and at times stressful journey. We are now proud parents to our much longed for little girl and are thankful for the part Gaia have played in this.
Gaia has been a blessing to work with. My husband and I have been going through infertility for almost 6 years. We were finally at the point where IVF was our best option but financially we were not able to afford it. It was such an awesome process.
Questions?
Here to help.
Gaia is a fertility plan that lets you pay for IVF or egg freezing in one fixed price, with built-in protection if things don't go as planned. Instead of managing separate bills from your clinic, pharmacy, and other providers throughout treatment, you pay Gaia once and we handle everything behind the scenes.
Yes. Asking Gaia and getting your personalized quote are completely free, no subscription and no surprise fees. You only pay if you decide to pursue treatment through Gaia.
Gaia's pricing is co-created with our partner clinics. We partner with 200 top fertility clinics around the US. We built IVF and egg freezing bundles at each clinic, that are radically transparent, all-inclusive and built around outcomes. For IVF, our pricing includes multiple chances. For egg freezing, our pricing includes a minimum egg guarantee or a 2nd cycle for free.
That's great! If your clinic is a Gaia partner clinic, you can get a free quote for a Gaia plan at that clinic, which is all-inclusive and includes outcome protection (for example, multiple attempts). If your clinic is not a Gaia partner, you can compare what other clinics in your area may charge as you consider your options.
See our partner clinicsYes. Your information is protected and handled in a HIPAA-compliant way. We never sell your data.
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